This job is posted for VetraFi via Parallel

About Us

We are a seed-stage FinTech company building the premier financial tools and banking product for military service members. With product launch targeted for 2026, this is a pivotal moment to join our founding technical team and shape the future of military-focused banking.

The Role

We're seeking a Senior Software Engineer to own and drive product development for our core banking products and Personal Finance Management (PFM) features. This is a high-impact role where you'll translate product vision into production-ready code, establish technical patterns, and help scale our engineering practices from pre-launch through initial customer adoption.

What You'll Own

• Core Banking Development: Lead development of critical banking features including account management, transaction processing, and payment rails integration
• PFM Feature Finalization: Design and implement Personal Finance Management capabilities including budgeting, insights, financial goal tracking, and spending analytics
• Technical Architecture: Make key architectural decisions for scalability, security, and regulatory compliance (SOC 2, banking regulations)
• Cross-functional Collaboration: Partner closely with our UI/UX designer to deliver exceptional user experiences and work with the founding team on product strategy
• Code Quality & Best Practices: Establish engineering standards, testing frameworks, and CI/CD pipelines that will scale with the team
• Pre-launch Execution: Drive toward product launch with ownership over technical milestones, risk mitigation, and delivery timelines

What We're Looking For

Required Experience

• 6+ years of software engineering experience
• Strong full-stack development skills with production experience in modern frameworks (React/React Native, Node.js, or similar)
• Deep understanding of API design, microservices architecture, and database design (SQL and NoSQL)
• Experience building secure, compliant systems - ideally in fintech, payments, or other regulated industries
• Track record of taking products from concept to production, preferably at early-stage companies
• Proven ability to work autonomously, prioritize effectively, and deliver with limited resources

Highly Valued

• Prior fintech, banking, or payments experience
• Experience with Plaid, Stripe, or similar fintech APIs
• Knowledge of banking regulations, PCI DSS, SOC 2, or similar compliance frameworks
• Background in startups, particularly pre-launch or 0-to-1 product development
• Contributions to open-source projects or technical writing

Technical Skills

• Languages: Proficiency in modern backend and frontend languages
• Cloud & Infrastructure: AWS/GCP/Azure, Docker, Kubernetes
• Databases: PostgreSQL, MongoDB, Redis, or similar
• Security: OAuth, encryption, secure data handling
• Testing: Unit, integration, and end-to-end testing frameworks

What Success Looks Like

• First 30 days: Deeply understand our technical stack, product roadmap, and banking domain requirements. Ship first meaningful contribution.
• First 90 days: Lead development on core features. Establish technical patterns and documentation that the team adopts.
• First 6 months: Successfully launch core banking and PFM products to initial customers. Demonstrate technical leadership and become a trusted partner to founders.

Why Join Us

• Ownership: This isn't a cog-in-the-machine role. You'll have genuine ownership over products that thousands will use daily.
• Impact: Join pre-launch and shape technical decisions that will define the company for years.
• Growth: As we scale, grow into engineering leadership (Staff Engineer, Engineering Manager, or VP of Engineering).
• Compensation: Competitive salary + meaningful equity stake, comprehensive benefits.
• Team: Work alongside passionate, talented teammates in a collaborative, low-ego environment. Many of our core team are military veterans passionate about solving the financial problems that the military community faces.

Team & Culture

You'll join an engineering team of two exceptional engineers and one UI/UX designer, working closely with the business team. We value:

• Shipping over perfection: Bias toward action while maintaining high standards
• Transparency: Open communication about challenges, trade-offs, and decisions
• Ownership mindset: Taking responsibility for outcomes, not just outputs
• Continuous learning: Growing through feedback, iteration, and experimentation

Location & Work Arrangement

Remote (US-based)

Compensation & Benefits

• Base Salary: $160,000 - $210,000 (depending on experience)
• Equity: .25% - 1%
• Benefits: Comprehensive healthcare (medical, dental, vision), life insurance

We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Job Type: Full-time

Pay: $160,000.00 - $210,000.00 per year

Work Location: Remote